Friday, 2 July 2010
Comparing the 5 best interest free purchase credit cards
No new credit cards for 5 best interest free purchase credit cards, but if you have any advice about better interest free credit cards please drop by: Saver Scene - UK money saving forum and the Credit Card forum to let us know.
Comparing the 5 best interest free purchase credit cards:
with Zero percent purchase credit cards you still have to pay off the minimum amount, even though you're not getting charged interest you still get charged late fees for not paying the minimum repayment.
Comparing the 5 best interest free purchase credit cards:
| # | Credit Card Financial Institution | New Purchase Period at 0% | Regular Interest % Rate |
| 1 | Sainsbury's: Sainsbury's Credit Card. | 12 months | 15.9% |
| 2 | Tesco: Clubcard Credit Card. | 12 months | 16.9% |
| 3 | Virgin: 18.9% Credit Card. | 12 months | 18.9% |
| 4 | Marks & Spencers: M&S Credit Card. | 10 months | 15.9% |
| 5 | Halifax: All in One Credit Card. | 10 months | 15.9% |
with Zero percent purchase credit cards you still have to pay off the minimum amount, even though you're not getting charged interest you still get charged late fees for not paying the minimum repayment.
Labels: Zero percent credit cards, Zero Percent Purchase Credit Cards
The 5 best credit cards for balance transfers
Very little new with the best credit cards for balance transfers, Santander have dropped from 15 months to 13 months, however Nationwide Gold Credit Card has come in at the 5th spot offering the same as what Santander did previously.
The 5 best credit cards for balance transfers:
The 5 best credit cards for balance transfers:
| # | Credit Card Financial Institution | Balance Transfer % Rate | Transfer % Fee | Period | Regular Interest % Rate |
| 1 | Barclaycard: Platinum Credit Card with Balance Transfer. | 0% | 2.9% | 15 months | 16.9% |
| 2 | Natwest: Credit Card. | 0% | 2.9% | 15 months | 16.9% |
| 3 | RBS: Platinum Credit Card. | 0% | 2.9% | 15 months | 16.9% |
| 4 | HSBC: 0% deals on HSBC Credit Cards. | 0% | 2.9% | 15 months | 16.9% |
| 5 | Nationwide: Gold Credit Card. | 0% | 3% | 15 months | 15.9% |
Labels: APR, Zero percent transfer credit cards
The 5 best low interest credit cards
not a single thing has changed in the credit card low interest rates over the past month, 6.8% is still the lowest APR currently around.
The 5 best low interest credit cards:
There are often a few special deals for people over 50, I won't list these in the top 5 as they're not available to everyone but here's the best offer for over 50's: Saga Platinum Card, it charges at a rate of 11.9% APR.
The 5 best low interest credit cards:
| # | Credit Card Financial Institution | % Rate |
| 1 | Barclaycard: Platinum Simplicity Credit Card. | 6.8% |
| 2 | Halifax: Halifax Easy (Low) Rate Credit Card. | 6.9% |
| 3 | The Co-Operative Bank: Platinum Fixed Rate credit card. | 9.9% |
| 4 | The Co-Opertative Bank: Amnesty International Fixed Rate Platinum, the bottom one. | 11.9% |
| 5 | Sainsbury's: Nectar Credit Card | 12.9% |
There are often a few special deals for people over 50, I won't list these in the top 5 as they're not available to everyone but here's the best offer for over 50's: Saga Platinum Card, it charges at a rate of 11.9% APR.
Labels: APR, Low Interest Credit Cards
Tuesday, 8 June 2010
Comparing the 5 best 0% Credit Cards for new purchases, 8th of June 2010
Virgin are back with a new offer, not the 16 months that it used to offer, but 12 months interest free on new purchases. If you have any information to help people save money, feel free to share it on Saver Scene and the Credit Card section is now up and running.
Comparing the 5 best 0% Credit Cards for new purchases:
with Zero percent purchase credit cards you still have to pay off the minimum amount, even though you're not getting charged interest you still get charged late fees for not paying the minimum repayment.
Comparing the 5 best 0% Credit Cards for new purchases:
| # | Credit Card Financial Institution | New Purchase Period at 0% | Regular Interest % Rate |
| 1 | Sainsbury's: Sainsbury's Credit Card. | 12 months | 15.9% |
| 2 | Tesco: Clubcard Credit Card. | 12 months | 16.9% |
| 3 | Virgin: 18.9% Credit Card. | 12 months | 18.9% |
| 4 | Marks & Spencers: M&S Credit Card. | 10 months | 15.9% |
| 5 | Halifax: All in One Credit Card. | 10 months | 15.9% |
with Zero percent purchase credit cards you still have to pay off the minimum amount, even though you're not getting charged interest you still get charged late fees for not paying the minimum repayment.
Labels: Low Interest Credit Cards, Zero percent credit cards, Zero Percent Purchase Credit Cards
The 5 best balance transfer credit card, 0% for 15 months, June 8th 2010
Barclaycard have raised from 15.9 to 16.9% making equal number 1 with the top 4. If you have any tips about the best credit cards head to Saver Scene - Credit Cards and help everyone out.
The 5 best balance transfer credit card, 0% for 15 months:
The 5 best balance transfer credit card, 0% for 15 months:
| # | Credit Card Financial Institution | Balance Transfer % Rate | Transfer % Fee | Period | Regular Interest % Rate |
| 1 | Barclaycard: Platinum Credit Card with Balance Transfer. | 0% | 2.9% | 15 months | 16.9% |
| 2 | Natwest: Credit Card. | 0% | 2.9% | 15 months | 16.9% |
| 3 | RBS: Platinum Credit Card. | 0% | 2.9% | 15 months | 16.9% |
| 4 | HSBC: 0% deals on HSBC Credit Cards. | 0% | 2.9% | 15 months | 16.9% |
| 5 | Santander: The Santander Credit Card. | 0% | 3% | 15 months | 15.9% |
Labels: Zero percent credit cards, Zero percent transfer credit cards
The 5 best credit card rate for low APR, June 8th 2010
Running very late on my low APR credit card updates, I've been so busy getting Saver Scene - UK Money saving forum up and running, not much in the Credit Cards section yet, but I have been getting a fair few posts into the Supermarket Deals forum, if you do have suggestions for the website feel free to register and make suggestions. now back to why we're on Credit Card Report and that's the best low interest APR Credit Cards:
The 5 best credit card rate for low APR:
There are often a few special deals for people over 50, I won't list these in the top 5 as they're not available to everyone but here's the best offer for over 50's: Saga Platinum Card, it charges at a rate of 11.9% APR.
The 5 best credit card rate for low APR:
| # | Credit Card Financial Institution | % Rate |
| 1 | Barclaycard: Platinum Simplicity Credit Card. | 6.8% |
| 2 | Halifax: Halifax Easy (Low) Rate Credit Card. | 6.9% |
| 3 | The Co-Operative Bank: Platinum Fixed Rate credit card. | 9.9% |
| 4 | The Co-Opertative Bank: Amnesty International Fixed Rate Platinum, the bottom one. | 11.9% |
| 5 | Sainsbury's: Nectar Credit Card | 12.9% |
There are often a few special deals for people over 50, I won't list these in the top 5 as they're not available to everyone but here's the best offer for over 50's: Saga Platinum Card, it charges at a rate of 11.9% APR.
Labels: APR, Low Interest Credit Cards
Friday, 7 May 2010
Compare the best 0%, Zero Percent, Credit Cards for shopping, 7th of May 2010
Sainsbury's are back with a new offer of a Zero Percentage credit card. This time it's for 12 months and has a slightly lower APR than the Tesco card. If you're a Tesco clubcard member you will get twice as many loyalty points per pound spent on the credit card than you will at Sainsbury's. Tesco 1 point per pound, Sainsbury's 1 point per 2 pounds. On other news about Zero Credit Cards most have increased their free period from 9 months to 10 months which maybe good for those that are into stoozing, I will do a bit about stoozing when I get Saver Scene and the Credit Cards section up and running.
Compare the best 0%, Zero Percent, Credit Cards for shopping:
with Zero percent purchase credit cards you still have to pay off the minimum amount, even though you're not getting charged interest you still get charged late fees for not paying the minimum repayment.
Compare the best 0%, Zero Percent, Credit Cards for shopping:
| # | Credit Card Financial Institution | New Purchase Period at 0% | Regular Interest % Rate |
| 1 | Sainsbury's: Sainsbury's Credit Card. | 12 months | 15.9% |
| 2 | Tesco: Clubcard Credit Card. | 12 months | 16.9% |
| 3 | Marks & Spencers: M&S Credit Card. | 10 months | 15.9% |
| 4 | Halifax: All in One Credit Card. | 10 months | 15.9% |
| 5 | The Bank of Scotland: All in One Credit Card. | 10 months | 15.9% |
with Zero percent purchase credit cards you still have to pay off the minimum amount, even though you're not getting charged interest you still get charged late fees for not paying the minimum repayment.
Labels: APR, Low Interest Credit Cards, Zero percent credit cards, Zero Percent Purchase Credit Cards