Monday, 20 December 2010
Best Credit Cards, interest free spending, balance transfers and low everyday interest rates.
I have been busy doing a lot of updates for the website: Saver Scene with new updates in the Credit cards forum.
Each Friday I will be posting Finance Friday, this weeks update: Best Savings, Tax Free Savings, Credit Cards and personal loans, December 16th 2010.
including credit cards:
Tesco Clubcard Credit Card is still best for 0% spending - 13 months interest free
MBNA Platinum Visa Credit Card, Balance Transfer Credit Card.
Barclaycard Platinum Simplicity Credit Card, low interest credit card 6.8% APR
Should also mention the Halifax Credit Card which has great foreign currency exchange: Halifax Clarity Credit Card, free foreign currency exchange rates, worldwide, quidco.
I hope these posts help you find a great credit card deal.
Each Friday I will be posting Finance Friday, this weeks update: Best Savings, Tax Free Savings, Credit Cards and personal loans, December 16th 2010.
including credit cards:
Tesco Clubcard Credit Card is still best for 0% spending - 13 months interest free
MBNA Platinum Visa Credit Card, Balance Transfer Credit Card.
Barclaycard Platinum Simplicity Credit Card, low interest credit card 6.8% APR
Should also mention the Halifax Credit Card which has great foreign currency exchange: Halifax Clarity Credit Card, free foreign currency exchange rates, worldwide, quidco.
I hope these posts help you find a great credit card deal.
Labels: APR, Low Interest Credit Cards, Zero percent credit cards, Zero Percent Purchase Credit Cards, Zero percent transfer credit cards
Saturday, 4 September 2010
credit card report updates
hi all I've just had surgery for carpal tunnel syndrome and am in a world of pain, not sure when next updates will be. if after money saving tips try the forum, Saver Scene - UK money saving forum although i'm not doing much on there either.
very sorrry for this situation,
regards
Gav.
very sorrry for this situation,
regards
Gav.
Friday, 2 July 2010
Comparing the 5 best interest free purchase credit cards
No new credit cards for 5 best interest free purchase credit cards, but if you have any advice about better interest free credit cards please drop by: Saver Scene - UK money saving forum and the Credit Card forum to let us know.
Comparing the 5 best interest free purchase credit cards:
with Zero percent purchase credit cards you still have to pay off the minimum amount, even though you're not getting charged interest you still get charged late fees for not paying the minimum repayment.
Comparing the 5 best interest free purchase credit cards:
| # | Credit Card Financial Institution | New Purchase Period at 0% | Regular Interest % Rate |
| 1 | Sainsbury's: Sainsbury's Credit Card. | 12 months | 15.9% |
| 2 | Tesco: Clubcard Credit Card. | 12 months | 16.9% |
| 3 | Virgin: 18.9% Credit Card. | 12 months | 18.9% |
| 4 | Marks & Spencers: M&S Credit Card. | 10 months | 15.9% |
| 5 | Halifax: All in One Credit Card. | 10 months | 15.9% |
with Zero percent purchase credit cards you still have to pay off the minimum amount, even though you're not getting charged interest you still get charged late fees for not paying the minimum repayment.
Labels: Zero percent credit cards, Zero Percent Purchase Credit Cards
The 5 best credit cards for balance transfers
Very little new with the best credit cards for balance transfers, Santander have dropped from 15 months to 13 months, however Nationwide Gold Credit Card has come in at the 5th spot offering the same as what Santander did previously.
The 5 best credit cards for balance transfers:
The 5 best credit cards for balance transfers:
| # | Credit Card Financial Institution | Balance Transfer % Rate | Transfer % Fee | Period | Regular Interest % Rate |
| 1 | Barclaycard: Platinum Credit Card with Balance Transfer. | 0% | 2.9% | 15 months | 16.9% |
| 2 | Natwest: Credit Card. | 0% | 2.9% | 15 months | 16.9% |
| 3 | RBS: Platinum Credit Card. | 0% | 2.9% | 15 months | 16.9% |
| 4 | HSBC: 0% deals on HSBC Credit Cards. | 0% | 2.9% | 15 months | 16.9% |
| 5 | Nationwide: Gold Credit Card. | 0% | 3% | 15 months | 15.9% |
Labels: APR, Zero percent transfer credit cards
The 5 best low interest credit cards
not a single thing has changed in the credit card low interest rates over the past month, 6.8% is still the lowest APR currently around.
The 5 best low interest credit cards:
There are often a few special deals for people over 50, I won't list these in the top 5 as they're not available to everyone but here's the best offer for over 50's: Saga Platinum Card, it charges at a rate of 11.9% APR.
The 5 best low interest credit cards:
| # | Credit Card Financial Institution | % Rate |
| 1 | Barclaycard: Platinum Simplicity Credit Card. | 6.8% |
| 2 | Halifax: Halifax Easy (Low) Rate Credit Card. | 6.9% |
| 3 | The Co-Operative Bank: Platinum Fixed Rate credit card. | 9.9% |
| 4 | The Co-Opertative Bank: Amnesty International Fixed Rate Platinum, the bottom one. | 11.9% |
| 5 | Sainsbury's: Nectar Credit Card | 12.9% |
There are often a few special deals for people over 50, I won't list these in the top 5 as they're not available to everyone but here's the best offer for over 50's: Saga Platinum Card, it charges at a rate of 11.9% APR.
Labels: APR, Low Interest Credit Cards
Tuesday, 8 June 2010
Comparing the 5 best 0% Credit Cards for new purchases, 8th of June 2010
Virgin are back with a new offer, not the 16 months that it used to offer, but 12 months interest free on new purchases. If you have any information to help people save money, feel free to share it on Saver Scene and the Credit Card section is now up and running.
Comparing the 5 best 0% Credit Cards for new purchases:
with Zero percent purchase credit cards you still have to pay off the minimum amount, even though you're not getting charged interest you still get charged late fees for not paying the minimum repayment.
Comparing the 5 best 0% Credit Cards for new purchases:
| # | Credit Card Financial Institution | New Purchase Period at 0% | Regular Interest % Rate |
| 1 | Sainsbury's: Sainsbury's Credit Card. | 12 months | 15.9% |
| 2 | Tesco: Clubcard Credit Card. | 12 months | 16.9% |
| 3 | Virgin: 18.9% Credit Card. | 12 months | 18.9% |
| 4 | Marks & Spencers: M&S Credit Card. | 10 months | 15.9% |
| 5 | Halifax: All in One Credit Card. | 10 months | 15.9% |
with Zero percent purchase credit cards you still have to pay off the minimum amount, even though you're not getting charged interest you still get charged late fees for not paying the minimum repayment.
Labels: Low Interest Credit Cards, Zero percent credit cards, Zero Percent Purchase Credit Cards
The 5 best balance transfer credit card, 0% for 15 months, June 8th 2010
Barclaycard have raised from 15.9 to 16.9% making equal number 1 with the top 4. If you have any tips about the best credit cards head to Saver Scene - Credit Cards and help everyone out.
The 5 best balance transfer credit card, 0% for 15 months:
The 5 best balance transfer credit card, 0% for 15 months:
| # | Credit Card Financial Institution | Balance Transfer % Rate | Transfer % Fee | Period | Regular Interest % Rate |
| 1 | Barclaycard: Platinum Credit Card with Balance Transfer. | 0% | 2.9% | 15 months | 16.9% |
| 2 | Natwest: Credit Card. | 0% | 2.9% | 15 months | 16.9% |
| 3 | RBS: Platinum Credit Card. | 0% | 2.9% | 15 months | 16.9% |
| 4 | HSBC: 0% deals on HSBC Credit Cards. | 0% | 2.9% | 15 months | 16.9% |
| 5 | Santander: The Santander Credit Card. | 0% | 3% | 15 months | 15.9% |
Labels: Zero percent credit cards, Zero percent transfer credit cards